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Cincinnati Employees

Harrison, OH · Est. 1979
B
Trust Grade
Strong
Score: 87/100

Cincinnati Employees is a credit union based in Harrison, Ohio, established in 1979, with $34 million in total assets serving 1,736 members. By Trust Grade it ranks 136th of 195 credit unions we track in Ohio. Its net worth ratio of 10.6% trails most similarly sized credit unions (22th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.20% return on assets. No consumer complaints against Cincinnati Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$34.2M
<$100M institution
Members
1,736
Shares & deposits
Net worth ratio
10.6%
Bottom 22% of <$100M peers · Ohio median 12%
Return on assets
0.2%
Bottom 30% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#136
of 195 credit unions

How Cincinnati Employees compares to Ohio peers

Net worth ratio
Bottom 22% of <$100M peers
Cincinnati Employees
10.6%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 30% of <$100M peers
Cincinnati Employees
0.2%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Cincinnati Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (10.6% capital ratio)
  • Profitable (ROA 0.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cincinnati Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cincinnati Employees insured?

Yes. Cincinnati Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cincinnati Employees: frequently asked questions

Is Cincinnati Employees a good credit union?

Cincinnati Employees earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Profitable (ROA 0.20%).

Is Cincinnati Employees NCUA-insured?

Yes. Cincinnati Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cincinnati Employees?

Cincinnati Employees holds $34 million in total assets, ranking 136th of 195 credit unions we track in Ohio. It serves 1,736 members.

Does Cincinnati Employees have CFPB complaints?

No CFPB complaints against Cincinnati Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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