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credit union

Vacationland

Sandusky, OH · Est. 1956
A
Trust Grade
Excellent
Score: 95/100

Vacationland is a credit union based in Sandusky, Ohio, established in 1956, with $328 million in total assets serving 20,598 members. By Trust Grade it ranks 65th of 195 credit unions we track in Ohio. Its net worth ratio of 12.6% is stronger than 67% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.57% return on assets. No consumer complaints against Vacationland appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$328.1M
$100M–1B institution
Members
20,598
Shares & deposits
Net worth ratio
12.6%
Top 33% of $100M–1B peers · Ohio median 12%
Return on assets
0.6%
Bottom 41% of $100M–1B peers · Ohio median 0.69%
Rank in Ohio
#65
of 195 credit unions

How Vacationland compares to Ohio peers

Net worth ratio
Top 33% of $100M–1B peers
Vacationland
12.6%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of $100M–1B peers
Vacationland
0.6%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Vacationland

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (12.6% capital ratio)
  • Profitable (ROA 0.57%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Vacationland over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Vacationland insured?

Yes. Vacationland is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Vacationland: frequently asked questions

Is Vacationland a good credit union?

Vacationland earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Profitable (ROA 0.57%).

Is Vacationland NCUA-insured?

Yes. Vacationland is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Vacationland?

Vacationland holds $328 million in total assets, ranking 65th of 195 credit unions we track in Ohio. It serves 20,598 members.

Does Vacationland have CFPB complaints?

No CFPB complaints against Vacationland appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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