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credit union

Cutting Edge

Milwaukie, OR · Est. 1953
B
Trust Grade
Strong
Score: 83/100

Cutting Edge is a credit union based in Milwaukie, Oregon, established in 1953, with $52 million in total assets serving 3,750 members. By Trust Grade it ranks 41st of 47 credit unions we track in Oregon. Its net worth ratio of 9.6% trails most similarly sized credit unions (14th percentile), versus a Oregon median of 12.8%. It was profitable over the most recent period, with a 0.20% return on assets. No consumer complaints against Cutting Edge appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$51.8M
<$100M institution
Members
3,750
Shares & deposits
Net worth ratio
9.6%
Bottom 14% of <$100M peers · Oregon median 12.8%
Return on assets
0.2%
Bottom 29% of <$100M peers · Oregon median 0.66%
Rank in Oregon
#41
of 47 credit unions

How Cutting Edge compares to Oregon peers

Net worth ratio
Bottom 14% of <$100M peers
Cutting Edge
9.6%
Oregon median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 29% of <$100M peers
Cutting Edge
0.2%
Oregon median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Cutting Edge

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (9.6% capital ratio)
  • Profitable (ROA 0.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cutting Edge over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cutting Edge insured?

Yes. Cutting Edge is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cutting Edge: frequently asked questions

Is Cutting Edge a good credit union?

Cutting Edge earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Profitable (ROA 0.20%).

Is Cutting Edge NCUA-insured?

Yes. Cutting Edge is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cutting Edge?

Cutting Edge holds $52 million in total assets, ranking 41st of 47 credit unions we track in Oregon. It serves 3,750 members.

Does Cutting Edge have CFPB complaints?

No CFPB complaints against Cutting Edge appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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