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credit union

Greenwood

Warwick, RI · Est. 1948
A
Trust Grade
Excellent
Score: 90/100

Greenwood is a credit union based in Warwick, Rhode Island, established in 1948, with $925 million in total assets serving 59,046 members. By Trust Grade it ranks 6th of 14 credit unions we track in Rhode Island. Its net worth ratio of 9.7% trails most similarly sized credit unions (27th percentile), versus a Rhode Island median of 11.2%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against Greenwood appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$924.8M
$100M–1B institution
Members
59,046
Shares & deposits
Net worth ratio
9.7%
Bottom 27% of $100M–1B peers · Rhode Island median 11.2%
Return on assets
1.1%
Top 27% of $100M–1B peers · Rhode Island median 0.43%
Rank in Rhode Island
#6
of 14 credit unions

How Greenwood compares to Rhode Island peers

Net worth ratio
Bottom 27% of $100M–1B peers
Greenwood
9.7%
Rhode Island median
11.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 27% of $100M–1B peers
Greenwood
1.1%
Rhode Island median
0.4%
Higher ROA = more profitable relative to asset base

How we graded Greenwood

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (9.7% capital ratio)
  • Strongly profitable (ROA 1.05%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Greenwood over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Greenwood insured?

Yes. Greenwood is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Greenwood: frequently asked questions

Is Greenwood a good credit union?

Greenwood earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Strongly profitable (ROA 1.05%).

Is Greenwood NCUA-insured?

Yes. Greenwood is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Greenwood?

Greenwood holds $925 million in total assets, ranking 6th of 14 credit unions we track in Rhode Island. It serves 59,046 members.

Does Greenwood have CFPB complaints?

No CFPB complaints against Greenwood appear in our data over the analysis window, which is typical for a credit union of this size.

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Wave
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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