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credit union

Bulab Employees

Memphis, TN · Est. 1972
A
Trust Grade
Excellent
Score: 91/100

Bulab Employees is a credit union based in Memphis, Tennessee, established in 1972, with $2 million in total assets serving 297 members. By Trust Grade it ranks 77th of 126 credit unions we track in Tennessee. Its net worth ratio of 33.1% is stronger than 96% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.16% return on assets. No consumer complaints against Bulab Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.3M
<$100M institution
Members
297
Shares & deposits
Net worth ratio
33.1%
Top 4% of <$100M peers · Tennessee median 13.9%
Return on assets
0.2%
Bottom 28% of <$100M peers · Tennessee median 0.7%
Rank in Tennessee
#77
of 126 credit unions

How Bulab Employees compares to Tennessee peers

Net worth ratio
Top 4% of <$100M peers
Bulab Employees
33.1%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 28% of <$100M peers
Bulab Employees
0.2%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Bulab Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (33.1% capital ratio)
  • Profitable (ROA 0.16%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bulab Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Bulab Employees insured?

Yes. Bulab Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bulab Employees: frequently asked questions

Is Bulab Employees a good credit union?

Bulab Employees earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (33.1% capital ratio); Profitable (ROA 0.16%).

Is Bulab Employees NCUA-insured?

Yes. Bulab Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Bulab Employees?

Bulab Employees holds $2 million in total assets, ranking 77th of 126 credit unions we track in Tennessee. It serves 297 members.

Does Bulab Employees have CFPB complaints?

No CFPB complaints against Bulab Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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