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credit union

Fannin County Teachers

Bonham, TX · Est. 1969
A
Trust Grade
Excellent
Score: 97/100

Fannin County Teachers is a credit union based in Bonham, Texas, established in 1969, with $10 million in total assets serving 1,105 members. By Trust Grade it ranks 99th of 379 credit unions we track in Texas. Its net worth ratio of 28.6% is stronger than 93% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against Fannin County Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$9.9M
<$100M institution
Members
1,105
Shares & deposits
Net worth ratio
28.6%
Top 7% of <$100M peers · Texas median 13.5%
Return on assets
0.9%
Top 33% of <$100M peers · Texas median 0.58%
Rank in Texas
#99
of 379 credit unions

How Fannin County Teachers compares to Texas peers

Net worth ratio
Top 7% of <$100M peers
Fannin County
28.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 33% of <$100M peers
Fannin County
0.9%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Fannin County Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (28.6% capital ratio)
  • Profitable (ROA 0.94%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fannin County Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Fannin County Teachers insured?

Yes. Fannin County Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fannin County Teachers: frequently asked questions

Is Fannin County Teachers a good credit union?

Fannin County Teachers earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (28.6% capital ratio); Profitable (ROA 0.94%).

Is Fannin County Teachers NCUA-insured?

Yes. Fannin County Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Fannin County Teachers?

Fannin County Teachers holds $10 million in total assets, ranking 99th of 379 credit unions we track in Texas. It serves 1,105 members.

Does Fannin County Teachers have CFPB complaints?

No CFPB complaints against Fannin County Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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