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Southwest Airlines

Dallas, TX · Est. 1975
91/ 100
Trust Grade
Excellent
91 out of 100

Southwest Airlines is a credit union based in Dallas, Texas, established in 1975, with $870 million in total assets serving 60,152 members. By Trust Grade it ranks 210th of 379 credit unions we track in Texas. Its net worth ratio of 11.4% is stronger than 51% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.35% return on assets. No consumer complaints against Southwest Airlines appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$870.0M
$100M–1B institution
Members
60,152
Shares & deposits
Net worth ratio
11.4%
Top 49% of $100M–1B peers · Texas median 13.5%
Return on assets
0.4%
Bottom 26% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#210
of 379 credit unions

How Southwest Airlines compares to Texas peers

Net worth ratio
Top 49% of $100M–1B peers
Southwest Airlines
11.4%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of $100M–1B peers
Southwest Airlines
0.4%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Southwest Airlines

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
91/100
  • Strongly capitalized (11.4% capital ratio)
  • Profitable (ROA 0.35%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Southwest Airlines over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Southwest Airlines insured?

Yes. Southwest Airlines is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Southwest Airlines: frequently asked questions

Is Southwest Airlines a good credit union?

Southwest Airlines earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.35%).

Is Southwest Airlines NCUA-insured?

Yes. Southwest Airlines is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Southwest Airlines?

Southwest Airlines holds $870 million in total assets, ranking 210th of 379 credit unions we track in Texas. It serves 60,152 members.

Does Southwest Airlines have CFPB complaints?

No CFPB complaints against Southwest Airlines appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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