Harris County
Harris County is a credit union based in Houston, Texas, established in 1951, with $223 million in total assets serving 20,015 members. By Trust Grade it ranks 13th of 379 credit unions we track in Texas. Its net worth ratio of 22.5% is stronger than 99% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.84% return on assets. No consumer complaints against Harris County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Harris County compares to Texas peers
How we graded Harris County
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (22.5% capital ratio)
- Strongly profitable (ROA 1.84%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Harris County over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Harris County insured?
Yes. Harris County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Harris County: frequently asked questions
Is Harris County a good credit union?
Harris County earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (22.5% capital ratio); Strongly profitable (ROA 1.84%).
Is Harris County NCUA-insured?
Yes. Harris County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Harris County?
Harris County holds $223 million in total assets, ranking 13th of 379 credit unions we track in Texas. It serves 20,015 members.
Does Harris County have CFPB complaints?
No CFPB complaints against Harris County appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
