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credit union

Tex Mex

Laredo, TX · Est. 1953
C
Trust Grade
Average
Score: 76/100

Tex Mex is a credit union based in Laredo, Texas, established in 1953, with $9 million in total assets serving 2,228 members. By Trust Grade it ranks 346th of 379 credit unions we track in Texas. Its net worth ratio of 23.3% is stronger than 87% of similarly sized credit unions, versus a Texas median of 13.5%. It posted a loss over the most recent period (-1.42% return on assets), a point to watch. No consumer complaints against Tex Mex appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.6M
<$100M institution
Members
2,228
Shares & deposits
Net worth ratio
23.3%
Top 13% of <$100M peers · Texas median 13.5%
Return on assets
-1.4%
Bottom 7% of <$100M peers · Texas median 0.58%
Rank in Texas
#346
of 379 credit unions

How Tex Mex compares to Texas peers

Net worth ratio
Top 13% of <$100M peers
Tex Mex
23.3%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of <$100M peers
Tex Mex
-1.4%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Tex Mex

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
76/100
Customer experience
n/a
Overall
C · 76
  • Strongly capitalized (23.3% capital ratio)
  • Unprofitable over the period (ROA -1.42%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tex Mex over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Tex Mex insured?

Yes. Tex Mex is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tex Mex: frequently asked questions

Is Tex Mex a good credit union?

Tex Mex earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Strongly capitalized (23.3% capital ratio); Unprofitable over the period (ROA -1.42%).

Is Tex Mex NCUA-insured?

Yes. Tex Mex is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Tex Mex?

Tex Mex holds $9 million in total assets, ranking 346th of 379 credit unions we track in Texas. It serves 2,228 members.

Does Tex Mex have CFPB complaints?

No CFPB complaints against Tex Mex appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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