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credit union

Gulf Coast Educators

Pasadena, TX · Est. 1948
A
Trust Grade
Excellent
Score: 96/100

Gulf Coast Educators is a credit union based in Pasadena, Texas, established in 1948, with $1.3 billion in total assets serving 61,066 members. By Trust Grade it ranks 112th of 379 credit unions we track in Texas. Its net worth ratio of 15.6% is stronger than 94% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against Gulf Coast Educators appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.3B
$1B–10B institution
Members
61,066
Shares & deposits
Net worth ratio
15.6%
Top 6% of $1B–10B peers · Texas median 13.5%
Return on assets
0.8%
Top 44% of $1B–10B peers · Texas median 0.58%
Rank in Texas
#112
of 379 credit unions

How Gulf Coast Educators compares to Texas peers

Net worth ratio
Top 6% of $1B–10B peers
Gulf Coast
15.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of $1B–10B peers
Gulf Coast
0.8%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Gulf Coast Educators

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (15.6% capital ratio)
  • Profitable (ROA 0.77%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Gulf Coast Educators over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Gulf Coast Educators insured?

Yes. Gulf Coast Educators is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Gulf Coast Educators: frequently asked questions

Is Gulf Coast Educators a good credit union?

Gulf Coast Educators earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (15.6% capital ratio); Profitable (ROA 0.77%).

Is Gulf Coast Educators NCUA-insured?

Yes. Gulf Coast Educators is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Gulf Coast Educators?

Gulf Coast Educators holds $1.3 billion in total assets, ranking 112th of 379 credit unions we track in Texas. It serves 61,066 members.

Does Gulf Coast Educators have CFPB complaints?

No CFPB complaints against Gulf Coast Educators appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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