Skip to main content
credit union

Frio County

Pearsall, TX · Est. 1970
C
Trust Grade
Average
Score: 73/100

Frio County is a credit union based in Pearsall, Texas, established in 1970, with $5 million in total assets serving 1,668 members. By Trust Grade it ranks 362nd of 379 credit unions we track in Texas. Its net worth ratio of 37.2% is stronger than 97% of similarly sized credit unions, versus a Texas median of 13.5%. It posted a loss over the most recent period (-3.23% return on assets), a point to watch. No consumer complaints against Frio County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.3M
<$100M institution
Members
1,668
Shares & deposits
Net worth ratio
37.2%
Top 3% of <$100M peers · Texas median 13.5%
Return on assets
-3.2%
Bottom 3% of <$100M peers · Texas median 0.58%
Rank in Texas
#362
of 379 credit unions

How Frio County compares to Texas peers

Net worth ratio
Top 3% of <$100M peers
Frio County
37.2%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 3% of <$100M peers
Frio County
-3.2%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Frio County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (37.2% capital ratio)
  • Unprofitable over the period (ROA -3.23%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Frio County over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Frio County insured?

Yes. Frio County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Frio County: frequently asked questions

Is Frio County a good credit union?

Frio County earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (37.2% capital ratio); Unprofitable over the period (ROA -3.23%).

Is Frio County NCUA-insured?

Yes. Frio County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Frio County?

Frio County holds $5 million in total assets, ranking 362nd of 379 credit unions we track in Texas. It serves 1,668 members.

Does Frio County have CFPB complaints?

No CFPB complaints against Frio County appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Pampa Municipal
credit union · Pampa, TX · $5M assets
Natural Resources Conservation Serv
credit union · Fort Worth, TX · $5M assets
Moore County Schools
credit union · Dumas, TX · $5M assets
Light Commerce
credit union · Houston, TX · $5M assets
Port Of Houston Warehouse
credit union · Houston, TX · $5M assets
S.T.E.C.
credit union · Nursery, TX · $6M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →