Swemp
Swemp is a credit union based in Texarkana, Texas, established in 1946, with $12 million in total assets serving 985 members. By Trust Grade it ranks 93rd of 379 credit unions we track in Texas. Its net worth ratio of 20.5% is stronger than 80% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.84% return on assets. No consumer complaints against Swemp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Swemp compares to Texas peers
How we graded Swemp
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (20.5% capital ratio)
- Profitable (ROA 0.84%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Swemp over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Swemp insured?
Yes. Swemp is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Swemp: frequently asked questions
Is Swemp a good credit union?
Swemp earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (20.5% capital ratio); Profitable (ROA 0.84%).
Is Swemp NCUA-insured?
Yes. Swemp is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Swemp?
Swemp holds $12 million in total assets, ranking 93rd of 379 credit unions we track in Texas. It serves 985 members.
Does Swemp have CFPB complaints?
No CFPB complaints against Swemp appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
