Midwestern State University
Midwestern State University is a credit union based in Wichita Falls, Texas, established in 1955, with $5 million in total assets serving 900 members. By Trust Grade it ranks 312th of 379 credit unions we track in Texas. Its net worth ratio of 14.9% is stronger than 54% of similarly sized credit unions, versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.79% return on assets), a point to watch. No consumer complaints against Midwestern State University appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Midwestern State University compares to Texas peers
How we graded Midwestern State University
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.9% capital ratio)
- Unprofitable over the period (ROA -0.79%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Midwestern State University over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Midwestern State University insured?
Yes. Midwestern State University is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Midwestern State University: frequently asked questions
Is Midwestern State University a good credit union?
Midwestern State University earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Strongly capitalized (14.9% capital ratio); Unprofitable over the period (ROA -0.79%).
Is Midwestern State University NCUA-insured?
Yes. Midwestern State University is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Midwestern State University?
Midwestern State University holds $5 million in total assets, ranking 312th of 379 credit unions we track in Texas. It serves 900 members.
Does Midwestern State University have CFPB complaints?
No CFPB complaints against Midwestern State University appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
