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credit union

Wasatch Peaks

Ogden, UT · Est. 1930
A
Trust Grade
Excellent
Score: 91/100

Wasatch Peaks is a credit union based in Ogden, Utah, established in 1930, with $658 million in total assets serving 31,964 members. By Trust Grade it ranks 29th of 52 credit unions we track in Utah. Its net worth ratio of 10.4% trails most similarly sized credit unions (36th percentile), versus a Utah median of 12.1%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against Wasatch Peaks appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$658.2M
$100M–1B institution
Members
31,964
Shares & deposits
Net worth ratio
10.4%
Bottom 36% of $100M–1B peers · Utah median 12.1%
Return on assets
0.9%
Top 35% of $100M–1B peers · Utah median 0.87%
Rank in Utah
#29
of 52 credit unions

How Wasatch Peaks compares to Utah peers

Net worth ratio
Bottom 36% of $100M–1B peers
Wasatch Peaks
10.4%
Utah median
12.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of $100M–1B peers
Wasatch Peaks
0.9%
Utah median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Wasatch Peaks

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (10.4% capital ratio)
  • Profitable (ROA 0.90%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Wasatch Peaks over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Wasatch Peaks insured?

Yes. Wasatch Peaks is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Wasatch Peaks: frequently asked questions

Is Wasatch Peaks a good credit union?

Wasatch Peaks earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Profitable (ROA 0.90%).

Is Wasatch Peaks NCUA-insured?

Yes. Wasatch Peaks is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Wasatch Peaks?

Wasatch Peaks holds $658 million in total assets, ranking 29th of 52 credit unions we track in Utah. It serves 31,964 members.

Does Wasatch Peaks have CFPB complaints?

No CFPB complaints against Wasatch Peaks appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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