1st Advantage
1st Advantage is a credit union based in Newport News, Virginia, established in 1951, with $1.1 billion in total assets serving 71,346 members. By Trust Grade it ranks 4th of 95 credit unions we track in Virginia. Its net worth ratio of 16.3% is stronger than 96% of similarly sized credit unions, versus a Virginia median of 11.9%. It was profitable over the most recent period, with a 1.69% return on assets. No consumer complaints against 1st Advantage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 1st Advantage compares to Virginia peers
How we graded 1st Advantage
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.3% capital ratio)
- Strongly profitable (ROA 1.69%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 1st Advantage over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at 1st Advantage insured?
Yes. 1st Advantage is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
1st Advantage: frequently asked questions
Is 1st Advantage a good credit union?
1st Advantage earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.3% capital ratio); Strongly profitable (ROA 1.69%).
Is 1st Advantage NCUA-insured?
Yes. 1st Advantage is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is 1st Advantage?
1st Advantage holds $1.1 billion in total assets, ranking 4th of 95 credit unions we track in Virginia. It serves 71,346 members.
Does 1st Advantage have CFPB complaints?
No CFPB complaints against 1st Advantage appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
