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credit union

Puget Sound Refinery

Anacortes, WA · Est. 1954
A
Trust Grade
Excellent
Score: 98/100

Puget Sound Refinery is a credit union based in Anacortes, Washington, established in 1954, with $17 million in total assets serving 1,068 members. By Trust Grade it ranks 4th of 75 credit unions we track in Washington. Its net worth ratio of 15.5% is stronger than 59% of similarly sized credit unions, versus a Washington median of 12.4%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against Puget Sound Refinery appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$17.4M
<$100M institution
Members
1,068
Shares & deposits
Net worth ratio
15.5%
Top 41% of <$100M peers · Washington median 12.4%
Return on assets
1.1%
Top 28% of <$100M peers · Washington median 0.56%
Rank in Washington
#4
of 75 credit unions

How Puget Sound Refinery compares to Washington peers

Net worth ratio
Top 41% of <$100M peers
Puget Sound
15.5%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 28% of <$100M peers
Puget Sound
1.1%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Puget Sound Refinery

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.5% capital ratio)
  • Strongly profitable (ROA 1.09%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Puget Sound Refinery over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Puget Sound Refinery insured?

Yes. Puget Sound Refinery is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Puget Sound Refinery: frequently asked questions

Is Puget Sound Refinery a good credit union?

Puget Sound Refinery earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.5% capital ratio); Strongly profitable (ROA 1.09%).

Is Puget Sound Refinery NCUA-insured?

Yes. Puget Sound Refinery is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Puget Sound Refinery?

Puget Sound Refinery holds $17 million in total assets, ranking 4th of 75 credit unions we track in Washington. It serves 1,068 members.

Does Puget Sound Refinery have CFPB complaints?

No CFPB complaints against Puget Sound Refinery appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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