Cheney
Cheney is a credit union based in Cheney, Washington, established in 1951, with $149 million in total assets serving 6,438 members. By Trust Grade it ranks 53rd of 75 credit unions we track in Washington. Its net worth ratio of 9.8% trails most similarly sized credit unions (28th percentile), versus a Washington median of 12.4%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against Cheney appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cheney compares to Washington peers
How we graded Cheney
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.8% capital ratio)
- Profitable (ROA 0.64%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cheney over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Cheney insured?
Yes. Cheney is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cheney: frequently asked questions
Is Cheney a good credit union?
Cheney earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.8% capital ratio); Profitable (ROA 0.64%).
Is Cheney NCUA-insured?
Yes. Cheney is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Cheney?
Cheney holds $149 million in total assets, ranking 53rd of 75 credit unions we track in Washington. It serves 6,438 members.
Does Cheney have CFPB complaints?
No CFPB complaints against Cheney appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
