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credit union

Educators

Racine, WI · Est. 1937
A
Trust Grade
Excellent
Score: 98/100

Educators is a credit union based in Racine, Wisconsin, established in 1937, with $3.9 billion in total assets serving 232,112 members. By Trust Grade it ranks 5th of 99 credit unions we track in Wisconsin. Its net worth ratio of 13.9% is stronger than 89% of similarly sized credit unions, versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 1.62% return on assets. No consumer complaints against Educators appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.9B
$1B–10B institution
Members
232,112
Shares & deposits
Net worth ratio
13.9%
Top 11% of $1B–10B peers · Wisconsin median 12%
Return on assets
1.6%
Top 5% of $1B–10B peers · Wisconsin median 0.86%
Rank in Wisconsin
#5
of 99 credit unions

How Educators compares to Wisconsin peers

Net worth ratio
Top 11% of $1B–10B peers
Educators
13.9%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of $1B–10B peers
Educators
1.6%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Educators

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.9% capital ratio)
  • Strongly profitable (ROA 1.62%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Educators over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Educators insured?

Yes. Educators is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Educators: frequently asked questions

Is Educators a good credit union?

Educators earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Strongly profitable (ROA 1.62%).

Is Educators NCUA-insured?

Yes. Educators is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Educators?

Educators holds $3.9 billion in total assets, ranking 5th of 99 credit unions we track in Wisconsin. It serves 232,112 members.

Does Educators have CFPB complaints?

No CFPB complaints against Educators appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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