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Pinnacle Bank

Jasper, AL · Est. 1935 · Website ↗
B
Trust Grade
Strong
Score: 82/100

Pinnacle Bank is a bank based in Jasper, Alabama, established in 1935, with $386 million in total assets across 7 branches. By Trust Grade it ranks 77th of 93 banks we track in Alabama. Its capital ratio of 5.5% trails most similarly sized banks (2th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against Pinnacle Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$386.1M
$100M–1B institution
Deposits
$357.4M
Branches
7
Capital ratio
5.5%
Bottom 2% of $100M–1B peers · Alabama median 10%
Return on assets
1.2%
Bottom 49% of $100M–1B peers · Alabama median 1.08%
Rank in Alabama
#77
of 93 banks

How Pinnacle Bank compares to Alabama peers

Capital ratio
Bottom 2% of $100M–1B peers
Pinnacle Bank
5.5%
Alabama median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 49% of $100M–1B peers
Pinnacle Bank
1.2%
Alabama median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Pinnacle Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (5.5% capital ratio)
  • Strongly profitable (ROA 1.18%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pinnacle Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 790 Highway 78, Sumiton, AL 35148
  • 100 22nd Ave E, Jasper, AL 35501
  • 2039 Canyon Rd, Vestavia Hills, AL 35216
  • 2064 Gadsden Highway, Trussville, AL 35173
  • 1811 2nd Ave, Jasper, AL 35501
  • 1012 20th St, Haleyville, AL 35565
  • 101 Pinnacle Dr, Gardendale, AL 35071

Are deposits at Pinnacle Bank insured?

Yes. Pinnacle Bank is an FDIC-insured bank (FDIC certificate #29548). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pinnacle Bank: frequently asked questions

Is Pinnacle Bank a good bank?

Pinnacle Bank earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (5.5% capital ratio); Strongly profitable (ROA 1.18%).

Is Pinnacle Bank FDIC-insured?

Yes. Pinnacle Bank is a FDIC-insured bank (FDIC certificate #29548). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Pinnacle Bank?

Pinnacle Bank holds $386 million in total assets, ranking 77th of 93 banks we track in Alabama. It operates 7 branches.

Does Pinnacle Bank have CFPB complaints?

No CFPB complaints against Pinnacle Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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