Commonwealth National Bank is a bank based in Mobile, Alabama, established in 1976, with $73 million in total assets across 2 branches. By Trust Grade it ranks 76th of 93 banks we track in Alabama. Its capital ratio of 12.2% is stronger than 52% of similarly sized banks, versus a Alabama median of 10%. It posted a loss over the most recent period (-0.76% return on assets), a point to watch. No consumer complaints against Commonwealth National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Commonwealth National Bank compares to Alabama peers
How we graded Commonwealth National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.2% capital ratio)
- Unprofitable over the period (ROA -0.76%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Commonwealth National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 2214 Saint Stephens Rd, Mobile, AL 36617
- 3959 Government Blvd, Mobile, AL 36693
Are deposits at Commonwealth National Bank insured?
Yes. Commonwealth National Bank is an FDIC-insured bank (FDIC certificate #22229). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Commonwealth National Bank: frequently asked questions
Is Commonwealth National Bank a good bank?
Commonwealth National Bank earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Unprofitable over the period (ROA -0.76%).
Is Commonwealth National Bank FDIC-insured?
Yes. Commonwealth National Bank is a FDIC-insured bank (FDIC certificate #22229). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Commonwealth National Bank?
Commonwealth National Bank holds $73 million in total assets, ranking 76th of 93 banks we track in Alabama. It operates 2 branches.
Does Commonwealth National Bank have CFPB complaints?
No CFPB complaints against Commonwealth National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
