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The Citizens Bank Of Winfield

Winfield, AL · Est. 1920 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

The Citizens Bank Of Winfield is a bank based in Winfield, Alabama, established in 1920, with $293 million in total assets across 1 branch. By Trust Grade it ranks 60th of 93 banks we track in Alabama. Its capital ratio of 9.1% trails most similarly sized banks (32th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 0.49% return on assets. No consumer complaints against The Citizens Bank Of Winfield appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$293.4M
$100M–1B institution
Deposits
$219.4M
Branches
1
Capital ratio
9.1%
Bottom 32% of $100M–1B peers · Alabama median 10%
Return on assets
0.5%
Bottom 13% of $100M–1B peers · Alabama median 1.08%
Rank in Alabama
#60
of 93 banks

How The Citizens Bank Of Winfield compares to Alabama peers

Capital ratio
Bottom 32% of $100M–1B peers
The Citizens
9.1%
Alabama median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of $100M–1B peers
The Citizens
0.5%
Alabama median
1.1%
Higher ROA = more profitable relative to asset base

How we graded The Citizens Bank Of Winfield

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (9.1% capital ratio)
  • Profitable (ROA 0.49%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Citizens Bank Of Winfield over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 236 Bankhead Hwy, Winfield, AL 35594

Are deposits at The Citizens Bank Of Winfield insured?

Yes. The Citizens Bank Of Winfield is an FDIC-insured bank (FDIC certificate #52). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Citizens Bank Of Winfield: frequently asked questions

Is The Citizens Bank Of Winfield a good bank?

The Citizens Bank Of Winfield earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Profitable (ROA 0.49%).

Is The Citizens Bank Of Winfield FDIC-insured?

Yes. The Citizens Bank Of Winfield is a FDIC-insured bank (FDIC certificate #52). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Citizens Bank Of Winfield?

The Citizens Bank Of Winfield holds $293 million in total assets, ranking 60th of 93 banks we track in Alabama. It operates 1 branch.

Does The Citizens Bank Of Winfield have CFPB complaints?

No CFPB complaints against The Citizens Bank Of Winfield appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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