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Mt. Mckinley Bank

Fairbanks, AK · Est. 1965 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Mt. Mckinley Bank is a bank based in Fairbanks, Alaska, established in 1965, with $631 million in total assets across 5 branches. By Trust Grade it ranks 4th of 5 banks we track in Alaska. Its capital ratio of 16.3% is stronger than 93% of similarly sized banks, versus a Alaska median of 11.2%. It was profitable over the most recent period, with a 0.62% return on assets. No consumer complaints against Mt. Mckinley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$631.5M
$100M–1B institution
Deposits
$521.9M
Branches
5
Capital ratio
16.3%
Top 7% of $100M–1B peers · Alaska median 11.2%
Return on assets
0.6%
Bottom 17% of $100M–1B peers · Alaska median 1.37%
Rank in Alaska
#4
of 5 banks

How Mt. Mckinley Bank compares to Alaska peers

Capital ratio
Top 7% of $100M–1B peers
Mt. Mckinley
16.3%
Alaska median
11.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 17% of $100M–1B peers
Mt. Mckinley
0.6%
Alaska median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Mt. Mckinley Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (16.3% capital ratio)
  • Profitable (ROA 0.62%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mt. Mckinley Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 500 4th Ave, Fairbanks, AK 99701
  • 1380 University Ave S, Fairbanks, AK 99709
  • 45 Saint Nicholas Dr, Fairbanks, AK 99705
  • 1680 Richardson Highway, Delta Junction, AK 99737
  • 1248 Old Steese Hwy, Fairbanks, AK 99701

Are deposits at Mt. Mckinley Bank insured?

Yes. Mt. Mckinley Bank is an FDIC-insured bank (FDIC certificate #19525). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mt. Mckinley Bank: frequently asked questions

Is Mt. Mckinley Bank a good bank?

Mt. Mckinley Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (16.3% capital ratio); Profitable (ROA 0.62%).

Is Mt. Mckinley Bank FDIC-insured?

Yes. Mt. Mckinley Bank is a FDIC-insured bank (FDIC certificate #19525). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Mt. Mckinley Bank?

Mt. Mckinley Bank holds $631 million in total assets, ranking 4th of 5 banks we track in Alaska. It operates 5 branches.

Does Mt. Mckinley Bank have CFPB complaints?

No CFPB complaints against Mt. Mckinley Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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