Midstates Bank, National Association is a bank based in Council Bluffs, Iowa, established in 1913, with $631 million in total assets across 10 branches. By Trust Grade it ranks 77th of 226 banks we track in Iowa. Its capital ratio of 10.5% is stronger than 56% of similarly sized banks, versus a Iowa median of 10.2%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against Midstates Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Midstates Bank, National Association compares to Iowa peers
How we graded Midstates Bank, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.5% capital ratio)
- Strongly profitable (ROA 1.37%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Midstates Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 1 E 2nd St, Kingsley, IA 51028
- 301 Broadway St, Minden, IA 51553
- 1851 Madison Ave, Council Bluffs, IA 51503
- 321 E Erie St, Missouri Valley, IA 51555
- 812 Durant St, Harlan, IA 51537
- 850 12th St Sw, Le Mars, IA 51031
- 705 1st St, Sergeant Bluff, IA 51054
- 206 N Elm St, Avoca, IA 51521
- 300 Front St, Neola, IA 51559
- 103 Maple St, Mondamin, IA 51557
Are deposits at Midstates Bank, National Association insured?
Yes. Midstates Bank, National Association is an FDIC-insured bank (FDIC certificate #4465). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Midstates Bank, National Association: frequently asked questions
Is Midstates Bank, National Association a good bank?
Midstates Bank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Strongly profitable (ROA 1.37%).
Is Midstates Bank, National Association FDIC-insured?
Yes. Midstates Bank, National Association is a FDIC-insured bank (FDIC certificate #4465). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Midstates Bank, National Association?
Midstates Bank, National Association holds $631 million in total assets, ranking 77th of 226 banks we track in Iowa. It operates 10 branches.
Does Midstates Bank, National Association have CFPB complaints?
No CFPB complaints against Midstates Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
