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Golden State Bank

Glendale, CA · Est. 2003 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Golden State Bank is a bank based in Glendale, California, established in 2003, with $974 million in total assets across 3 branches. By Trust Grade it ranks 36th of 117 banks we track in California. Its capital ratio of 10.8% is stronger than 61% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against Golden State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$974.3M
$100M–1B institution
Deposits
$828.3M
Branches
3
Capital ratio
10.8%
Top 39% of $100M–1B peers · California median 11.7%
Return on assets
1.2%
Bottom 48% of $100M–1B peers · California median 1.14%
Rank in California
#36
of 117 banks

How Golden State Bank compares to California peers

Capital ratio
Top 39% of $100M–1B peers
Golden State
10.8%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 48% of $100M–1B peers
Golden State
1.2%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Golden State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.8% capital ratio)
  • Strongly profitable (ROA 1.18%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Golden State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 500 N Brand Blvd, Glendale, CA 91203
  • 500 N Brand Blvd Fl 23, Glendale, CA 91203
  • 870 N Mountain Ave, Upland, CA 91786

Are deposits at Golden State Bank insured?

Yes. Golden State Bank is an FDIC-insured bank (FDIC certificate #57585). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Golden State Bank: frequently asked questions

Is Golden State Bank a good bank?

Golden State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Strongly profitable (ROA 1.18%).

Is Golden State Bank FDIC-insured?

Yes. Golden State Bank is a FDIC-insured bank (FDIC certificate #57585). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Golden State Bank?

Golden State Bank holds $974 million in total assets, ranking 36th of 117 banks we track in California. It operates 3 branches.

Does Golden State Bank have CFPB complaints?

No CFPB complaints against Golden State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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