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American Plus Bank, N.A.

Arcadia, CA · Est. 2007 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

American Plus Bank, N.A. is a bank based in Arcadia, California, established in 2007, with $891 million in total assets across 4 branches. By Trust Grade it ranks 50th of 117 banks we track in California. Its capital ratio of 16.3% is stronger than 93% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.63% return on assets. No consumer complaints against American Plus Bank, N.A. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$890.7M
$100M–1B institution
Deposits
$716.6M
Branches
4
Capital ratio
16.3%
Top 7% of $100M–1B peers · California median 11.7%
Return on assets
1.6%
Top 26% of $100M–1B peers · California median 1.14%
Rank in California
#50
of 117 banks

How American Plus Bank, N.A. compares to California peers

Capital ratio
Top 7% of $100M–1B peers
American Plus
16.3%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $100M–1B peers
American Plus
1.6%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded American Plus Bank, N.A.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.3% capital ratio)
  • Strongly profitable (ROA 1.63%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for American Plus Bank, N.A. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 249 E Ocean Blvd, Long Beach, CA 90802
  • 630 W Duarte Rd, Arcadia, CA 91007
  • 17506 Colima Rd, Rowland Heights, CA 91748
  • 171 S Hudson Ave, Pasadena, CA 91101

Are deposits at American Plus Bank, N.A. insured?

Yes. American Plus Bank, N.A. is an FDIC-insured bank (FDIC certificate #58469). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

American Plus Bank, N.A.: frequently asked questions

Is American Plus Bank, N.A. a good bank?

American Plus Bank, N.A. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.3% capital ratio); Strongly profitable (ROA 1.63%).

Is American Plus Bank, N.A. FDIC-insured?

Yes. American Plus Bank, N.A. is a FDIC-insured bank (FDIC certificate #58469). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is American Plus Bank, N.A.?

American Plus Bank, N.A. holds $891 million in total assets, ranking 50th of 117 banks we track in California. It operates 4 branches.

Does American Plus Bank, N.A. have CFPB complaints?

No CFPB complaints against American Plus Bank, N.A. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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