Nano Banc is a bank based in Irvine, California, established in 2007, with $860 million in total assets across 1 branch. By Trust Grade it ranks 110th of 117 banks we track in California. Its capital ratio of 5.9% trails most similarly sized banks (2th percentile), versus a California median of 11.7%. It posted a loss over the most recent period (-0.10% return on assets), a point to watch. No consumer complaints against Nano Banc appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Nano Banc compares to California peers
How we graded Nano Banc
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (5.9% capital ratio)
- Unprofitable over the period (ROA -0.10%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Nano Banc over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 7755 Irvine Center Dr Fl 3, Irvine, CA 92618
Are deposits at Nano Banc insured?
Yes. Nano Banc is an FDIC-insured bank (FDIC certificate #58590). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Nano Banc: frequently asked questions
Is Nano Banc a good bank?
Nano Banc earns a Bankzia Trust Grade of C (74/100, "Average"), based on a financial-strength score of 74/100 (it has no CFPB complaints on record). Well-capitalized (5.9% capital ratio); Unprofitable over the period (ROA -0.10%).
Is Nano Banc FDIC-insured?
Yes. Nano Banc is a FDIC-insured bank (FDIC certificate #58590). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Nano Banc?
Nano Banc holds $860 million in total assets, ranking 110th of 117 banks we track in California. It operates 1 branch.
Does Nano Banc have CFPB complaints?
No CFPB complaints against Nano Banc appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
