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First General Bank

Rowland Heights, CA · Est. 2005 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First General Bank is a bank based in Rowland Heights, California, established in 2005, with $1.1 billion in total assets across 5 branches. By Trust Grade it ranks 42nd of 117 banks we track in California. Its capital ratio of 26.4% is stronger than 99% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 2.26% return on assets. No consumer complaints against First General Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Deposits
$811.9M
Branches
5
Capital ratio
26.4%
Top 1% of $1B–10B peers · California median 11.7%
Return on assets
2.3%
Top 6% of $1B–10B peers · California median 1.14%
Rank in California
#42
of 117 banks

How First General Bank compares to California peers

Capital ratio
Top 1% of $1B–10B peers
First General
26.4%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of $1B–10B peers
First General
2.3%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First General Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (26.4% capital ratio)
  • Strongly profitable (ROA 2.26%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First General Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 19036 Colima Rd, Rowland Heights, CA 91748
  • 1127 S Baldwin Ave, Arcadia, CA 91007
  • 801 E Valley Blvd, San Gabriel, CA 91776
  • 5404 C Walnut Avenue, Irvine, CA 92604
  • 17808 Pioneer Blvd, Artesia, CA 90701

Are deposits at First General Bank insured?

Yes. First General Bank is an FDIC-insured bank (FDIC certificate #58060). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First General Bank: frequently asked questions

Is First General Bank a good bank?

First General Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (26.4% capital ratio); Strongly profitable (ROA 2.26%).

Is First General Bank FDIC-insured?

Yes. First General Bank is a FDIC-insured bank (FDIC certificate #58060). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First General Bank?

First General Bank holds $1.1 billion in total assets, ranking 42nd of 117 banks we track in California. It operates 5 branches.

Does First General Bank have CFPB complaints?

No CFPB complaints against First General Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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