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Pacific Coast Bankers' Bank

Walnut Creek, CA · Est. 1997 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Pacific Coast Bankers' Bank is a bank based in Walnut Creek, California, established in 1997, with $1.1 billion in total assets across 1 branch. By Trust Grade it ranks 78th of 117 banks we track in California. Its capital ratio of 12.9% is stronger than 84% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 0.62% return on assets. No consumer complaints against Pacific Coast Bankers' Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Deposits
$559.8M
Branches
1
Capital ratio
12.9%
Top 16% of $1B–10B peers · California median 11.7%
Return on assets
0.6%
Bottom 13% of $1B–10B peers · California median 1.14%
Rank in California
#78
of 117 banks

How Pacific Coast Bankers' Bank compares to California peers

Capital ratio
Top 16% of $1B–10B peers
Pacific Coast
12.9%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of $1B–10B peers
Pacific Coast
0.6%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Pacific Coast Bankers' Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (12.9% capital ratio)
  • Profitable (ROA 0.62%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pacific Coast Bankers' Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1255 Treat Blvd, Walnut Creek, CA 94597

Are deposits at Pacific Coast Bankers' Bank insured?

Yes. Pacific Coast Bankers' Bank is an FDIC-insured bank (FDIC certificate #34252). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pacific Coast Bankers' Bank: frequently asked questions

Is Pacific Coast Bankers' Bank a good bank?

Pacific Coast Bankers' Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Profitable (ROA 0.62%).

Is Pacific Coast Bankers' Bank FDIC-insured?

Yes. Pacific Coast Bankers' Bank is a FDIC-insured bank (FDIC certificate #34252). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Pacific Coast Bankers' Bank?

Pacific Coast Bankers' Bank holds $1.1 billion in total assets, ranking 78th of 117 banks we track in California. It operates 1 branch.

Does Pacific Coast Bankers' Bank have CFPB complaints?

No CFPB complaints against Pacific Coast Bankers' Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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