Pacific Valley Bank is a bank based in Salinas, California, established in 2004, with $628 million in total assets across 6 branches. By Trust Grade it ranks 69th of 117 banks we track in California. Its capital ratio of 12.4% is stronger than 76% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 0.79% return on assets. No consumer complaints against Pacific Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pacific Valley Bank compares to California peers
How we graded Pacific Valley Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Profitable (ROA 0.79%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pacific Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 422 Main St, Salinas, CA 93901
- 302 Broadway St, King City, CA 93930
- 498 Alvarado St, Monterey, CA 93940
- 150 Main St, Salinas, CA 93901
- 720 Front St, Santa Cruz, CA 95060
- 1097 S Main St, Salinas, CA 93901
Are deposits at Pacific Valley Bank insured?
Yes. Pacific Valley Bank is an FDIC-insured bank (FDIC certificate #57740). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pacific Valley Bank: frequently asked questions
Is Pacific Valley Bank a good bank?
Pacific Valley Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Profitable (ROA 0.79%).
Is Pacific Valley Bank FDIC-insured?
Yes. Pacific Valley Bank is a FDIC-insured bank (FDIC certificate #57740). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Pacific Valley Bank?
Pacific Valley Bank holds $628 million in total assets, ranking 69th of 117 banks we track in California. It operates 6 branches.
Does Pacific Valley Bank have CFPB complaints?
No CFPB complaints against Pacific Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
