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Mega Bank

San Gabriel, CA · Est. 2008 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Mega Bank is a bank based in San Gabriel, California, established in 2008, with $515 million in total assets across 4 branches. By Trust Grade it ranks 60th of 117 banks we track in California. Its capital ratio of 14.0% is stronger than 86% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against Mega Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$515.1M
$100M–1B institution
Deposits
$437.4M
Branches
4
Capital ratio
14.0%
Top 14% of $100M–1B peers · California median 11.7%
Return on assets
0.9%
Bottom 31% of $100M–1B peers · California median 1.14%
Rank in California
#60
of 117 banks

How Mega Bank compares to California peers

Capital ratio
Top 14% of $100M–1B peers
Mega Bank
14.0%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of $100M–1B peers
Mega Bank
0.9%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Mega Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (14.0% capital ratio)
  • Profitable (ROA 0.90%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mega Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 245 W Valley Blvd, San Gabriel, CA 91776
  • 17188 Colima Rd, Hacienda Heights, CA 91745
  • 1415 S Baldwin Ave, Arcadia, CA 91007
  • 3947 Irvine Blvd, Irvine, CA 92602

Are deposits at Mega Bank insured?

Yes. Mega Bank is an FDIC-insured bank (FDIC certificate #58401). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mega Bank: frequently asked questions

Is Mega Bank a good bank?

Mega Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (14.0% capital ratio); Profitable (ROA 0.90%).

Is Mega Bank FDIC-insured?

Yes. Mega Bank is a FDIC-insured bank (FDIC certificate #58401). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Mega Bank?

Mega Bank holds $515 million in total assets, ranking 60th of 117 banks we track in California. It operates 4 branches.

Does Mega Bank have CFPB complaints?

No CFPB complaints against Mega Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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