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Alamosa State Bank

Alamosa, CO · Est. 1907 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Alamosa State Bank is a bank based in Alamosa, Colorado, established in 1907, with $326 million in total assets across 1 branch. By Trust Grade it ranks 6th of 64 banks we track in Colorado. Its capital ratio of 12.5% is stronger than 77% of similarly sized banks, versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 2.31% return on assets. No consumer complaints against Alamosa State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$326.2M
$100M–1B institution
Deposits
$283.5M
Branches
1
Capital ratio
12.5%
Top 23% of $100M–1B peers · Colorado median 10.8%
Return on assets
2.3%
Top 7% of $100M–1B peers · Colorado median 1.04%
Rank in Colorado
#6
of 64 banks

How Alamosa State Bank compares to Colorado peers

Capital ratio
Top 23% of $100M–1B peers
Alamosa State
12.5%
Colorado median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of $100M–1B peers
Alamosa State
2.3%
Colorado median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Alamosa State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.5% capital ratio)
  • Strongly profitable (ROA 2.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Alamosa State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 2225 Main St, Alamosa, CO 81101

Are deposits at Alamosa State Bank insured?

Yes. Alamosa State Bank is an FDIC-insured bank (FDIC certificate #13947). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Alamosa State Bank: frequently asked questions

Is Alamosa State Bank a good bank?

Alamosa State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Strongly profitable (ROA 2.31%).

Is Alamosa State Bank FDIC-insured?

Yes. Alamosa State Bank is a FDIC-insured bank (FDIC certificate #13947). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Alamosa State Bank?

Alamosa State Bank holds $326 million in total assets, ranking 6th of 64 banks we track in Colorado. It operates 1 branch.

Does Alamosa State Bank have CFPB complaints?

No CFPB complaints against Alamosa State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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