Fms Bank is a bank based in Fort Morgan, Colorado, established in 1982, with $348 million in total assets across 2 branches. By Trust Grade it ranks 56th of 64 banks we track in Colorado. Its capital ratio of 8.9% trails most similarly sized banks (27th percentile), versus a Colorado median of 10.8%. It posted a loss over the most recent period (-0.12% return on assets), a point to watch. No consumer complaints against Fms Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fms Bank compares to Colorado peers
How we graded Fms Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Unprofitable over the period (ROA -0.12%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fms Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 520 Sherman St, Fort Morgan, CO 80701
- 2425 35th Ave, Greeley, CO 80634
Are deposits at Fms Bank insured?
Yes. Fms Bank is an FDIC-insured bank (FDIC certificate #23764). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fms Bank: frequently asked questions
Is Fms Bank a good bank?
Fms Bank earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Unprofitable over the period (ROA -0.12%).
Is Fms Bank FDIC-insured?
Yes. Fms Bank is a FDIC-insured bank (FDIC certificate #23764). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Fms Bank?
Fms Bank holds $348 million in total assets, ranking 56th of 64 banks we track in Colorado. It operates 2 branches.
Does Fms Bank have CFPB complaints?
No CFPB complaints against Fms Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
