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5star Bank

Colorado Springs, CO · Est. 1980 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

5star Bank is a bank based in Colorado Springs, Colorado, established in 1980, with $389 million in total assets across 6 branches. By Trust Grade it ranks 24th of 64 banks we track in Colorado. Its capital ratio of 17.3% is stronger than 94% of similarly sized banks, versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 1.92% return on assets. No consumer complaints against 5star Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$388.7M
$100M–1B institution
Deposits
$319.4M
Branches
6
Capital ratio
17.3%
Top 6% of $100M–1B peers · Colorado median 10.8%
Return on assets
1.9%
Top 14% of $100M–1B peers · Colorado median 1.04%
Rank in Colorado
#24
of 64 banks

How 5star Bank compares to Colorado peers

Capital ratio
Top 6% of $100M–1B peers
5star Bank
17.3%
Colorado median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of $100M–1B peers
5star Bank
1.9%
Colorado median
1.0%
Higher ROA = more profitable relative to asset base

How we graded 5star Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.3% capital ratio)
  • Strongly profitable (ROA 1.92%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for 5star Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 104 S Cascade Ave, Colorado Springs, CO 80903
  • 3992 E Bijou St, Colorado Springs, CO 80909
  • 455 W. Paine Street Bldg. 1485, Colorado Springs, CO 80914
  • 10989 New Allegiance Dr, Colorado Springs, CO 80921
  • 5251 Dtc Pkwy, Greenwood Village, CO 80111
  • 125 N Commercial St, Trinidad, CO 81082

Are deposits at 5star Bank insured?

Yes. 5star Bank is an FDIC-insured bank (FDIC certificate #91005). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

5star Bank: frequently asked questions

Is 5star Bank a good bank?

5star Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.3% capital ratio); Strongly profitable (ROA 1.92%).

Is 5star Bank FDIC-insured?

Yes. 5star Bank is a FDIC-insured bank (FDIC certificate #91005). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is 5star Bank?

5star Bank holds $389 million in total assets, ranking 24th of 64 banks we track in Colorado. It operates 6 branches.

Does 5star Bank have CFPB complaints?

No CFPB complaints against 5star Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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