Rocky Mountain Bank & Trust is a bank based in Florence, Colorado, established in 1900, with $124 million in total assets across 2 branches. By Trust Grade it ranks 16th of 64 banks we track in Colorado. Its capital ratio of 12.5% is stronger than 77% of similarly sized banks, versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 1.55% return on assets. No consumer complaints against Rocky Mountain Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Rocky Mountain Bank & Trust compares to Colorado peers
How we graded Rocky Mountain Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.5% capital ratio)
- Strongly profitable (ROA 1.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Rocky Mountain Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 101 E Main St, Florence, CO 81226
- 755 Cheyenne Meadows Rd, Colorado Springs, CO 80906
Are deposits at Rocky Mountain Bank & Trust insured?
Yes. Rocky Mountain Bank & Trust is an FDIC-insured bank (FDIC certificate #3019). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Rocky Mountain Bank & Trust: frequently asked questions
Is Rocky Mountain Bank & Trust a good bank?
Rocky Mountain Bank & Trust earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Strongly profitable (ROA 1.55%).
Is Rocky Mountain Bank & Trust FDIC-insured?
Yes. Rocky Mountain Bank & Trust is a FDIC-insured bank (FDIC certificate #3019). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Rocky Mountain Bank & Trust?
Rocky Mountain Bank & Trust holds $124 million in total assets, ranking 16th of 64 banks we track in Colorado. It operates 2 branches.
Does Rocky Mountain Bank & Trust have CFPB complaints?
No CFPB complaints against Rocky Mountain Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
