Mcclave State Bank is a bank based in Mcclave, Colorado, established in 1920, with $79 million in total assets across 2 branches. By Trust Grade it ranks 2nd of 64 banks we track in Colorado. Its capital ratio of 13.4% is stronger than 61% of similarly sized banks, versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 1.73% return on assets. No consumer complaints against Mcclave State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mcclave State Bank compares to Colorado peers
How we graded Mcclave State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.4% capital ratio)
- Strongly profitable (ROA 1.73%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mcclave State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 309 E Olive St, Lamar, CO 81052
- 101 E 1st St, Mcclave, CO 81057
Are deposits at Mcclave State Bank insured?
Yes. Mcclave State Bank is an FDIC-insured bank (FDIC certificate #11261). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mcclave State Bank: frequently asked questions
Is Mcclave State Bank a good bank?
Mcclave State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Strongly profitable (ROA 1.73%).
Is Mcclave State Bank FDIC-insured?
Yes. Mcclave State Bank is a FDIC-insured bank (FDIC certificate #11261). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Mcclave State Bank?
Mcclave State Bank holds $79 million in total assets, ranking 2nd of 64 banks we track in Colorado. It operates 2 branches.
Does Mcclave State Bank have CFPB complaints?
No CFPB complaints against Mcclave State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
