Skip to main content
bank

Liberty Bank

Middletown, CT · Est. 1825 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Liberty Bank is a bank based in Middletown, Connecticut, established in 1825, with $9.0 billion in total assets across 51 branches. By Trust Grade it ranks 17th of 28 banks we track in Connecticut. Its capital ratio of 13.0% is stronger than 85% of similarly sized banks, versus a Connecticut median of 10.2%. It was profitable over the most recent period, with a 0.26% return on assets. No consumer complaints against Liberty Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$9.0B
$1B–10B institution
Deposits
$7.1B
Branches
51
Capital ratio
13.0%
Top 15% of $1B–10B peers · Connecticut median 10.2%
Return on assets
0.3%
Bottom 5% of $1B–10B peers · Connecticut median 0.75%
Rank in Connecticut
#17
of 28 banks

How Liberty Bank compares to Connecticut peers

Capital ratio
Top 15% of $1B–10B peers
Liberty Bank
13.0%
Connecticut median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 5% of $1B–10B peers
Liberty Bank
0.3%
Connecticut median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Liberty Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (13.0% capital ratio)
  • Profitable (ROA 0.26%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Liberty Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (51)

  • 245 Long Hill Rd, Middletown, CT 06457
  • 29f Palmer Rd, Moodus, CT 06469
  • 90 Main St, Old Saybrook, CT 06475
  • 245 Main St, Portland, CT 06480
  • 165 Boston Post Rd, Waterford, CT 06385
  • 460 S Main St, Middletown, CT 06457
  • 27 Coogan Blvd, Mystic, CT 06355
  • 26 E Hampton Rd, Marlborough, CT 06447
  • 72 Berlin Rd, Cromwell, CT 06416
  • 30 Norwich Rd, Quaker Hill, CT 06375
  • 314 Flanders Rd, East Lyme, CT 06333
  • 679 Main St, Willimantic, CT 06226
  • 1132 Storrs Rd, Mansfield, CT 06268
  • 827 Washington St, Middletown, CT 06457
  • 2 W High St, East Hampton, CT 06424
  • 8 E Main St, Clinton, CT 06413
  • 534 Main St, Cromwell, CT 06416
  • 597 Long Hill Rd, Groton, CT 06340
  • 1703 Main St, Willimantic, CT 06226
  • 151 Main St, Deep River, CT 06417
  • 357 Main St, Durham, CT 06422
  • 77 Salem Tpke, Norwich, CT 06360
  • 909 N Colony Rd, Wallingford, CT 06492
  • 219 S Main St, Colchester, CT 06415
  • 26 Killingworth Rd, Higganum, CT 06441
  • 486 Main St, Middlefield, CT 06455
  • 11 Hartford Ave, Granby, CT 06035
  • 27 Dale Rd, Avon, CT 06001
  • 160 Highland Ave, Cheshire, CT 06410
  • 174 Washington Ave, North Haven, CT 06473
  • 49 Pershing Dr, Derby, CT 06418
  • 1475 Whalley Ave, New Haven, CT 06515
  • 859 Boston Post Rd, Madison, CT 06443
  • 333 Church St, Naugatuck, CT 06770
  • 64 Oak St, Glastonbury, CT 06033
  • 249 West St, Seymour, CT 06483
  • 782 Park Ave, Bloomfield, CT 06002
  • 171 Silas Deane Hwy, Wethersfield, CT 06109
  • 970 Farmington Ave, West Hartford, CT 06107
  • 1030 Hamilton Ave, Waterbury, CT 06706

Are deposits at Liberty Bank insured?

Yes. Liberty Bank is an FDIC-insured bank (FDIC certificate #17943). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Liberty Bank: frequently asked questions

Is Liberty Bank a good bank?

Liberty Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Profitable (ROA 0.26%).

Is Liberty Bank FDIC-insured?

Yes. Liberty Bank is a FDIC-insured bank (FDIC certificate #17943). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Liberty Bank?

Liberty Bank holds $9.0 billion in total assets, ranking 17th of 28 banks we track in Connecticut. It operates 51 branches.

Does Liberty Bank have CFPB complaints?

No CFPB complaints against Liberty Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Bankwell Bank
bank · New Canaan, CT · $3.4B assets
Union Savings Bank
bank · Danbury, CT · $3.3B assets
Ion Bank
bank · Naugatuck, CT · $2.8B assets
First County Bank
bank · Stamford, CT · $2.4B assets
Newtown Savings Bank
bank · Newtown, CT · $1.9B assets
Thomaston Savings Bank
bank · Thomaston, CT · $1.9B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →