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Fairfield County Bank

Ridgefield, CT · Est. 1871 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Fairfield County Bank is a bank based in Ridgefield, Connecticut, established in 1871, with $1.9 billion in total assets across 17 branches. By Trust Grade it ranks 13th of 28 banks we track in Connecticut. Its capital ratio of 12.9% is stronger than 84% of similarly sized banks, versus a Connecticut median of 10.2%. It was profitable over the most recent period, with a 0.60% return on assets. No consumer complaints against Fairfield County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.9B
$1B–10B institution
Deposits
$1.4B
Branches
17
Capital ratio
12.9%
Top 16% of $1B–10B peers · Connecticut median 10.2%
Return on assets
0.6%
Bottom 13% of $1B–10B peers · Connecticut median 0.75%
Rank in Connecticut
#13
of 28 banks

How Fairfield County Bank compares to Connecticut peers

Capital ratio
Top 16% of $1B–10B peers
Fairfield County
12.9%
Connecticut median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of $1B–10B peers
Fairfield County
0.6%
Connecticut median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Fairfield County Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (12.9% capital ratio)
  • Profitable (ROA 0.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fairfield County Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (17)

  • 69 Wall St, Norwalk, CT 06850
  • 150 Danbury Rd, Ridgefield, CT 06877
  • 26 Chestnut Hill Rd, Norwalk, CT 06851
  • 2 Mckinley St, Norwalk, CT 06853
  • 121 New Canaan Ave, Norwalk, CT 06850
  • 3 Governor St, Ridgefield, CT 06877
  • 941 Danbury Rd, Wilton, CT 06897
  • 190 Old Ridgefield Rd, Wilton, CT 06897
  • 255 Tunxis Hill Rd, Fairfield, CT 06825
  • 190 Weston Rd, Weston, CT 06883
  • 114 Federal Rd, Danbury, CT 06811
  • 714 Post Rd, Darien, CT 06820
  • 1089 Madison Ave, Bridgeport, CT 06606
  • 850 E Main St, Stamford, CT 06902
  • 20 Compo Rd S, Westport, CT 06880
  • 2000 Post Rd, Fairfield, CT 06824
  • 26 Mill Plain Road Ste 1a, Danbury, CT 06811

Are deposits at Fairfield County Bank insured?

Yes. Fairfield County Bank is an FDIC-insured bank (FDIC certificate #18213). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fairfield County Bank: frequently asked questions

Is Fairfield County Bank a good bank?

Fairfield County Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Profitable (ROA 0.60%).

Is Fairfield County Bank FDIC-insured?

Yes. Fairfield County Bank is a FDIC-insured bank (FDIC certificate #18213). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Fairfield County Bank?

Fairfield County Bank holds $1.9 billion in total assets, ranking 13th of 28 banks we track in Connecticut. It operates 17 branches.

Does Fairfield County Bank have CFPB complaints?

No CFPB complaints against Fairfield County Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Thomaston Savings Bank
bank · Thomaston, CT · $1.9B assets
Newtown Savings Bank
bank · Newtown, CT · $1.9B assets
Chelsea Groton Bank
bank · Groton, CT · $1.7B assets
Ives Bank
bank · Danbury, CT · $1.7B assets
Ascend Bank
bank · Guilford, CT · $1.5B assets
First County Bank
bank · Stamford, CT · $2.4B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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