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The National Capital Bank Of Washington

Washington, DC · Est. 1889 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

The National Capital Bank Of Washington is a bank based in Washington, District of Columbia, established in 1889, with $735 million in total assets across 4 branches. By Trust Grade it ranks 1st of 4 banks we track in District of Columbia. Its capital ratio of 10.7% is stronger than 59% of similarly sized banks, versus a District of Columbia median of 13.5%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against The National Capital Bank Of Washington appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$734.8M
$100M–1B institution
Deposits
$653.8M
Branches
4
Capital ratio
10.7%
Top 41% of $100M–1B peers · District of Columbia median 13.5%
Return on assets
0.6%
Bottom 18% of $100M–1B peers · District of Columbia median 0.43%
Rank in District of Columbia
#1
of 4 banks

How The National Capital Bank Of Washington compares to District of Columbia peers

Capital ratio
Top 41% of $100M–1B peers
The National
10.7%
District of Columbia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 18% of $100M–1B peers
The National
0.6%
District of Columbia median
0.4%
Higher ROA = more profitable relative to asset base

How we graded The National Capital Bank Of Washington

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (10.7% capital ratio)
  • Profitable (ROA 0.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The National Capital Bank Of Washington over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 316 Pennsylvania Ave Se, Washington, DC 20003
  • 5228 44th St Nw, Washington, DC 20015
  • 2505 Wilson Blvd, Arlington, VA 22201
  • 8300 Burdette Rd, Bethesda, MD 20817

Are deposits at The National Capital Bank Of Washington insured?

Yes. The National Capital Bank Of Washington is an FDIC-insured bank (FDIC certificate #2093). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The National Capital Bank Of Washington: frequently asked questions

Is The National Capital Bank Of Washington a good bank?

The National Capital Bank Of Washington earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Profitable (ROA 0.64%).

Is The National Capital Bank Of Washington FDIC-insured?

Yes. The National Capital Bank Of Washington is a FDIC-insured bank (FDIC certificate #2093). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The National Capital Bank Of Washington?

The National Capital Bank Of Washington holds $735 million in total assets, ranking 1st of 4 banks we track in District of Columbia. It operates 4 branches.

Does The National Capital Bank Of Washington have CFPB complaints?

No CFPB complaints against The National Capital Bank Of Washington appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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