Harford Bank is a bank based in Aberdeen, Maryland, established in 1964, with $732 million in total assets across 9 branches. By Trust Grade it ranks 10th of 28 banks we track in Maryland. Its capital ratio of 9.9% trails most similarly sized banks (46th percentile), versus a Maryland median of 11.3%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against Harford Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Harford Bank compares to Maryland peers
How we graded Harford Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Profitable (ROA 0.99%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Harford Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 8 W Bel Air Ave, Aberdeen, MD 21001
- 501 Riviera Dr, Joppatowne, MD 21085
- 505 S Main St, Bel Air, MD 21014
- 960 Revolution St, Havre De Grace, MD 21078
- 2905 Emmorton Rd, Abingdon, MD 21009
- 133 N Bridge St, Elkton, MD 21921
- 1610 Conowingo Rd, Bel Air, MD 21014
- 305 Augustine Herman Hwy, Elkton, MD 21921
- 3891jarrettsville Pike, Jarrettsville, MD 21084
Are deposits at Harford Bank insured?
Yes. Harford Bank is an FDIC-insured bank (FDIC certificate #19101). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Harford Bank: frequently asked questions
Is Harford Bank a good bank?
Harford Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Profitable (ROA 0.99%).
Is Harford Bank FDIC-insured?
Yes. Harford Bank is a FDIC-insured bank (FDIC certificate #19101). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Harford Bank?
Harford Bank holds $732 million in total assets, ranking 10th of 28 banks we track in Maryland. It operates 9 branches.
Does Harford Bank have CFPB complaints?
No CFPB complaints against Harford Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
