Surety Bank is a bank based in Deland, Florida, established in 1926, with $223 million in total assets across 3 branches. By Trust Grade it ranks 13th of 83 banks we track in Florida. Its capital ratio of 9.9% trails most similarly sized banks (46th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 1.68% return on assets. No consumer complaints against Surety Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Surety Bank compares to Florida peers
How we graded Surety Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Strongly profitable (ROA 1.68%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Surety Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 990 N Woodland Blvd, Deland, FL 32720
- 3001 W Lake Mary Blvd, Lake Mary, FL 32746
- 106 N Center St, Pierson, FL 32180
Are deposits at Surety Bank insured?
Yes. Surety Bank is an FDIC-insured bank (FDIC certificate #33026). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Surety Bank: frequently asked questions
Is Surety Bank a good bank?
Surety Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.68%).
Is Surety Bank FDIC-insured?
Yes. Surety Bank is a FDIC-insured bank (FDIC certificate #33026). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Surety Bank?
Surety Bank holds $223 million in total assets, ranking 13th of 83 banks we track in Florida. It operates 3 branches.
Does Surety Bank have CFPB complaints?
No CFPB complaints against Surety Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
