Madison County Community Bank is a bank based in Madison, Florida, established in 1999, with $210 million in total assets across 2 branches. By Trust Grade it ranks 76th of 83 banks we track in Florida. Its capital ratio of 5.8% trails most similarly sized banks (2th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 0.74% return on assets. No consumer complaints against Madison County Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Madison County Community Bank compares to Florida peers
How we graded Madison County Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (5.8% capital ratio)
- Profitable (ROA 0.74%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Madison County Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 1405 South Jefferson Street, Perry, FL 32348
- 301 E Base St, Madison, FL 32340
Are deposits at Madison County Community Bank insured?
Yes. Madison County Community Bank is an FDIC-insured bank (FDIC certificate #35056). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Madison County Community Bank: frequently asked questions
Is Madison County Community Bank a good bank?
Madison County Community Bank earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (5.8% capital ratio); Profitable (ROA 0.74%).
Is Madison County Community Bank FDIC-insured?
Yes. Madison County Community Bank is a FDIC-insured bank (FDIC certificate #35056). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Madison County Community Bank?
Madison County Community Bank holds $210 million in total assets, ranking 76th of 83 banks we track in Florida. It operates 2 branches.
Does Madison County Community Bank have CFPB complaints?
No CFPB complaints against Madison County Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
