Intracoastal Bank is a bank based in Palm Coast, Florida, established in 2008, with $565 million in total assets across 3 branches. By Trust Grade it ranks 59th of 83 banks we track in Florida. Its capital ratio of 7.7% trails most similarly sized banks (12th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 1.36% return on assets. No consumer complaints against Intracoastal Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Intracoastal Bank compares to Florida peers
How we graded Intracoastal Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.7% capital ratio)
- Strongly profitable (ROA 1.36%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Intracoastal Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 1290 Palm Coast Pkwy Nw, Palm Coast, FL 32137
- 1290 Palm Coast Pkwy Nw, Palm Coast, FL 32137
- 2140 Lpga Blvd, Daytona Beach, FL 32117
Are deposits at Intracoastal Bank insured?
Yes. Intracoastal Bank is an FDIC-insured bank (FDIC certificate #58692). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Intracoastal Bank: frequently asked questions
Is Intracoastal Bank a good bank?
Intracoastal Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Strongly profitable (ROA 1.36%).
Is Intracoastal Bank FDIC-insured?
Yes. Intracoastal Bank is a FDIC-insured bank (FDIC certificate #58692). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Intracoastal Bank?
Intracoastal Bank holds $565 million in total assets, ranking 59th of 83 banks we track in Florida. It operates 3 branches.
Does Intracoastal Bank have CFPB complaints?
No CFPB complaints against Intracoastal Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
