Sunstate Bank is a bank based in Miami, Florida, established in 1999, with $569 million in total assets across 3 branches. By Trust Grade it ranks 22nd of 83 banks we track in Florida. Its capital ratio of 12.6% is stronger than 78% of similarly sized banks, versus a Florida median of 9.3%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against Sunstate Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sunstate Bank compares to Florida peers
How we graded Sunstate Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.6% capital ratio)
- Profitable (ROA 0.76%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sunstate Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 5722 Sw 8th St, West Miami, FL 33144
- 2901 S Le Jeune Rd, Coral Gables, FL 33134
- 14095 S Dixie Hwy, Miami, FL 33176
Are deposits at Sunstate Bank insured?
Yes. Sunstate Bank is an FDIC-insured bank (FDIC certificate #34643). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sunstate Bank: frequently asked questions
Is Sunstate Bank a good bank?
Sunstate Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Profitable (ROA 0.76%).
Is Sunstate Bank FDIC-insured?
Yes. Sunstate Bank is a FDIC-insured bank (FDIC certificate #34643). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Sunstate Bank?
Sunstate Bank holds $569 million in total assets, ranking 22nd of 83 banks we track in Florida. It operates 3 branches.
Does Sunstate Bank have CFPB complaints?
No CFPB complaints against Sunstate Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
