Bayfirst National Bank is a bank based in Saint Petersburg, Florida, established in 1999, with $1.2 billion in total assets across 11 branches. By Trust Grade it ranks 83rd of 83 banks we track in Florida. Its capital ratio of 7.4% trails most similarly sized banks (5th percentile), versus a Florida median of 9.3%. It posted a loss over the most recent period (-1.75% return on assets), a point to watch. No consumer complaints against Bayfirst National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bayfirst National Bank compares to Florida peers
How we graded Bayfirst National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.4% capital ratio)
- Unprofitable over the period (ROA -1.75%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bayfirst National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 5250 Park Blvd N, Pinellas Park, FL 33781
- 9190 Seminole Blvd, Seminole, FL 33772
- 2520 Countryside Blvd, Clearwater, FL 33763
- 3015 W Columbus Dr, Tampa, FL 33607
- 401 Indian Rocks Rd N, Belleair Bluffs, FL 33770
- 2102 59th St W, Bradenton, FL 34209
- 16002 N. Dale Mabry, Tampa, FL 33618
- 5600 Bee Ridge Rd, Sarasota, FL 34233
- 1782 Dr. Martin Luther King Jr. Way, Sarasota, FL 34234
- 2075 S. Tamiami Trail, Sarasota, FL 34239
- 700 Central Ave, Saint Petersburg, FL 33701
Are deposits at Bayfirst National Bank insured?
Yes. Bayfirst National Bank is an FDIC-insured bank (FDIC certificate #34997). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bayfirst National Bank: frequently asked questions
Is Bayfirst National Bank a good bank?
Bayfirst National Bank earns a Bankzia Trust Grade of D (63/100, "Below average"), based on a financial-strength score of 63/100 (it has no CFPB complaints on record). Well-capitalized (7.4% capital ratio); Unprofitable over the period (ROA -1.75%).
Is Bayfirst National Bank FDIC-insured?
Yes. Bayfirst National Bank is a FDIC-insured bank (FDIC certificate #34997). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bayfirst National Bank?
Bayfirst National Bank holds $1.2 billion in total assets, ranking 83rd of 83 banks we track in Florida. It operates 11 branches.
Does Bayfirst National Bank have CFPB complaints?
No CFPB complaints against Bayfirst National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
