Helm Bank Usa is a bank based in Miami, Florida, established in 1989, with $1.2 billion in total assets across 2 branches. By Trust Grade it ranks 26th of 83 banks we track in Florida. Its capital ratio of 9.2% trails most similarly sized banks (28th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against Helm Bank Usa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Helm Bank Usa compares to Florida peers
How we graded Helm Bank Usa
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.2% capital ratio)
- Strongly profitable (ROA 1.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Helm Bank Usa over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 999 Brickell Ave, Miami, FL 33131
- 201 S Orange Ave, Orlando, FL 32801
Are deposits at Helm Bank Usa insured?
Yes. Helm Bank Usa is an FDIC-insured bank (FDIC certificate #32718). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Helm Bank Usa: frequently asked questions
Is Helm Bank Usa a good bank?
Helm Bank Usa earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.11%).
Is Helm Bank Usa FDIC-insured?
Yes. Helm Bank Usa is a FDIC-insured bank (FDIC certificate #32718). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Helm Bank Usa?
Helm Bank Usa holds $1.2 billion in total assets, ranking 26th of 83 banks we track in Florida. It operates 2 branches.
Does Helm Bank Usa have CFPB complaints?
No CFPB complaints against Helm Bank Usa appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
