Fnb South is a bank based in Alma, Georgia, established in 1950, with $716 million in total assets across 4 branches. By Trust Grade it ranks 19th of 124 banks we track in Georgia. Its capital ratio of 15.8% is stronger than 92% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 2.64% return on assets. No consumer complaints against Fnb South appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fnb South compares to Georgia peers
How we graded Fnb South
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.8% capital ratio)
- Strongly profitable (ROA 2.64%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fnb South over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 423 W 12th St, Alma, GA 31510
- 198 W Parker St, Baxley, GA 31513
- 620 Peterson Ave S, Douglas, GA 31533
- 4322 Second St N, Folkston, GA 31537
Are deposits at Fnb South insured?
Yes. Fnb South is an FDIC-insured bank (FDIC certificate #17011). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fnb South: frequently asked questions
Is Fnb South a good bank?
Fnb South earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.8% capital ratio); Strongly profitable (ROA 2.64%).
Is Fnb South FDIC-insured?
Yes. Fnb South is a FDIC-insured bank (FDIC certificate #17011). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Fnb South?
Fnb South holds $716 million in total assets, ranking 19th of 124 banks we track in Georgia. It operates 4 branches.
Does Fnb South have CFPB complaints?
No CFPB complaints against Fnb South appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
