Northeast Georgia Bank is a bank based in Lavonia, Georgia, established in 1934, with $651 million in total assets across 9 branches. By Trust Grade it ranks 11th of 124 banks we track in Georgia. Its capital ratio of 11.9% is stronger than 72% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 2.56% return on assets. No consumer complaints against Northeast Georgia Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Northeast Georgia Bank compares to Georgia peers
How we graded Northeast Georgia Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.9% capital ratio)
- Strongly profitable (ROA 2.56%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Northeast Georgia Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 12461 Augusta Rd, Lavonia, GA 30553
- 5045 Highway 53, Braselton, GA 30517
- 331 E Franklin St, Hartwell, GA 30643
- 155 Franklin Springs St, Royston, GA 30662
- 9535 Lavonia Rd, Carnesville, GA 30521
- 916 Elbert St, Elberton, GA 30635
- 56 Stephen Cir, Toccoa, GA 30577
- 30990 Highway 441 S, Commerce, GA 30529
- 1775 Old Pendergrass Rd, Jefferson, GA 30549
Are deposits at Northeast Georgia Bank insured?
Yes. Northeast Georgia Bank is an FDIC-insured bank (FDIC certificate #15771). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Northeast Georgia Bank: frequently asked questions
Is Northeast Georgia Bank a good bank?
Northeast Georgia Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Strongly profitable (ROA 2.56%).
Is Northeast Georgia Bank FDIC-insured?
Yes. Northeast Georgia Bank is a FDIC-insured bank (FDIC certificate #15771). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Northeast Georgia Bank?
Northeast Georgia Bank holds $651 million in total assets, ranking 11th of 124 banks we track in Georgia. It operates 9 branches.
Does Northeast Georgia Bank have CFPB complaints?
No CFPB complaints against Northeast Georgia Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
