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Pineland Bank

Alma, GA · Est. 1939 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Pineland Bank is a bank based in Alma, Georgia, established in 1939, with $570 million in total assets across 9 branches. By Trust Grade it ranks 10th of 124 banks we track in Georgia. Its capital ratio of 10.2% is stronger than 51% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.67% return on assets. No consumer complaints against Pineland Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$569.6M
$100M–1B institution
Deposits
$504.3M
Branches
9
Capital ratio
10.2%
Top 49% of $100M–1B peers · Georgia median 10.5%
Return on assets
1.7%
Top 24% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#10
of 124 banks

How Pineland Bank compares to Georgia peers

Capital ratio
Top 49% of $100M–1B peers
Pineland Bank
10.2%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of $100M–1B peers
Pineland Bank
1.7%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Pineland Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.2% capital ratio)
  • Strongly profitable (ROA 1.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pineland Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 257 Ne Broad St, Metter, GA 30439
  • 72 E Parker St, Baxley, GA 31513
  • 201 E King Ave, Kingsland, GA 31548
  • 505 S Pierce St, Alma, GA 31510
  • 200 Lanier Street, Metter, GA 30439
  • 715 Centre St, Fernandina Beach, FL 32034
  • 120 Kingsbay Rd, Saint Marys, GA 31558
  • 1350 Bowens Mill Rd Sw, Douglas, GA 31533
  • 501 W 12th St, Alma, GA 31510

Are deposits at Pineland Bank insured?

Yes. Pineland Bank is an FDIC-insured bank (FDIC certificate #15699). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pineland Bank: frequently asked questions

Is Pineland Bank a good bank?

Pineland Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Strongly profitable (ROA 1.67%).

Is Pineland Bank FDIC-insured?

Yes. Pineland Bank is a FDIC-insured bank (FDIC certificate #15699). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Pineland Bank?

Pineland Bank holds $570 million in total assets, ranking 10th of 124 banks we track in Georgia. It operates 9 branches.

Does Pineland Bank have CFPB complaints?

No CFPB complaints against Pineland Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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