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First National Bank Of Coffee County

Douglas, GA · Est. 1991 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

First National Bank Of Coffee County is a bank based in Douglas, Georgia, established in 1991, with $552 million in total assets across 5 branches. By Trust Grade it ranks 102nd of 124 banks we track in Georgia. Its capital ratio of 8.3% trails most similarly sized banks (18th percentile), versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against First National Bank Of Coffee County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$551.6M
$100M–1B institution
Deposits
$500.9M
Branches
5
Capital ratio
8.3%
Bottom 18% of $100M–1B peers · Georgia median 10.5%
Return on assets
1.4%
Top 40% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#102
of 124 banks

How First National Bank Of Coffee County compares to Georgia peers

Capital ratio
Bottom 18% of $100M–1B peers
First National
8.3%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of $100M–1B peers
First National
1.4%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded First National Bank Of Coffee County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.3% capital ratio)
  • Strongly profitable (ROA 1.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First National Bank Of Coffee County over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 420 Madison Ave S, Douglas, GA 31533
  • 301 E Yamato Rd, Boca Raton, FL 33431
  • 2800 E Oakland Park Blvd, Fort Lauderdale, FL 33306
  • 2000 Pga Blvd, North Palm Beach, FL 33408
  • 12140 South Shore Blvd, Wellington, FL 33414

Are deposits at First National Bank Of Coffee County insured?

Yes. First National Bank Of Coffee County is an FDIC-insured bank (FDIC certificate #33506). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First National Bank Of Coffee County: frequently asked questions

Is First National Bank Of Coffee County a good bank?

First National Bank Of Coffee County earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Strongly profitable (ROA 1.37%).

Is First National Bank Of Coffee County FDIC-insured?

Yes. First National Bank Of Coffee County is a FDIC-insured bank (FDIC certificate #33506). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First National Bank Of Coffee County?

First National Bank Of Coffee County holds $552 million in total assets, ranking 102nd of 124 banks we track in Georgia. It operates 5 branches.

Does First National Bank Of Coffee County have CFPB complaints?

No CFPB complaints against First National Bank Of Coffee County appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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