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Community Bank Of Georgia

Baxley, GA · Est. 2004 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Community Bank Of Georgia is a bank based in Baxley, Georgia, established in 2004, with $249 million in total assets across 2 branches. By Trust Grade it ranks 47th of 124 banks we track in Georgia. Its capital ratio of 10.7% is stronger than 58% of similarly sized banks, versus a Georgia median of 10.5%. It was profitable over the most recent period, with a 1.80% return on assets. No consumer complaints against Community Bank Of Georgia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$248.7M
$100M–1B institution
Deposits
$219.9M
Branches
2
Capital ratio
10.7%
Top 42% of $100M–1B peers · Georgia median 10.5%
Return on assets
1.8%
Top 18% of $100M–1B peers · Georgia median 1.53%
Rank in Georgia
#47
of 124 banks

How Community Bank Of Georgia compares to Georgia peers

Capital ratio
Top 42% of $100M–1B peers
Community Bank
10.7%
Georgia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 18% of $100M–1B peers
Community Bank
1.8%
Georgia median
1.5%
Higher ROA = more profitable relative to asset base

How we graded Community Bank Of Georgia

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.7% capital ratio)
  • Strongly profitable (ROA 1.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community Bank Of Georgia over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 700 W Parker St, Baxley, GA 31513
  • 2910 N Ashley St, Valdosta, GA 31602

Are deposits at Community Bank Of Georgia insured?

Yes. Community Bank Of Georgia is an FDIC-insured bank (FDIC certificate #57579). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community Bank Of Georgia: frequently asked questions

Is Community Bank Of Georgia a good bank?

Community Bank Of Georgia earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Strongly profitable (ROA 1.80%).

Is Community Bank Of Georgia FDIC-insured?

Yes. Community Bank Of Georgia is a FDIC-insured bank (FDIC certificate #57579). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community Bank Of Georgia?

Community Bank Of Georgia holds $249 million in total assets, ranking 47th of 124 banks we track in Georgia. It operates 2 branches.

Does Community Bank Of Georgia have CFPB complaints?

No CFPB complaints against Community Bank Of Georgia appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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